Terms of Service
Last Updated: July 13, 2025
Welcome to VenkatInsurance.com. These Terms of Service ("Terms") govern your use of our website, assessment tools, and consultation services (collectively, the "Service"). By using the Service, you agree to these Terms.
1. Description of Service
VenkatInsurance.com is an insurance assessment platform designed to help you plan your finances. The Service provides tools for estimation and facilitates personal consultations with me, Venkat, an individual insurance advisor. The Service is a planning tool; it does not directly sell insurance policies. The process is: 1) You use the assessment tools, 2) You contact me for a consultation, and 3) Only then do we discuss the issuance of a policy, which you can purchase through your preferred channel.
2. Not Financial Advice
The information and tools provided on this website are for informational and planning purposes only. They are not intended to be a substitute for professional financial, legal, or tax advice. You should consult with a qualified professional for advice tailored to your individual situation.
3. User Responsibilities
You are responsible for the accuracy and completeness of the information you provide in the assessment tools and during consultations. The quality of the guidance you receive depends on the quality of the information you share. You agree to use the Service for lawful purposes only.
4. Intellectual Property
All content on this website, including the text, graphics, logos, and assessment tools, is the exclusive property of VenkatInsurance.com and is protected by copyright and other intellectual property laws.
5. Limitation of Liability
In no event shall VenkatInsurance.com or Venkat be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the Service or from decisions made based on the information provided. The Service is provided "AS IS" without any warranties.
6. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts located in Chennai, India.
7. Changes to These Terms
I reserve the right to modify these Terms at any time. I will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date.
8. Contact Me
If you have any questions about these Terms, please contact me at:
VenkatInsurance.com
Email: venkat@venkatinsurance.com