Retirement Planning

Retirement Planning Calculator

Calculate how much you need to save monthly for a comfortable retirement

Updated Formula: This calculator now uses the correct Present Value of Annuity formula for retirement corpus calculation, matching industry standards.

Basic Inputs

Essential information for retirement planning

Current Monthly Expenses

₹50,000₹50.00K

Current Age30 Years

18 Years65 Years

Expected Retirement Age60 Years

30 Years80 Years

Life Expectancy85 Years

60 Years100 Years

Current Savings

₹0₹0

₹0₹1Cr

Inflation Rate0%

0%12%

Expected Return Rate (Pre-Retirement)12%

0%50%

Monthly Savings Required

You're already on track!

₹0

To accumulate ₹₹0 by age 60

Calculation Breakdown

Step-by-step formula application

Step 1: Monthly Expense at Retirement

₹50,000 × (1 + 0%)^0 = ₹0

Step 2: Adjusted Monthly Expense

₹0 - ₹0 = ₹0

Step 3: Corpus for Expenses (PV of Annuity)

₹0 × 0 months = ₹0

Step 4: Total Corpus Needed

₹0 + ₹0 = ₹0

Retirement Amount Required

₹0

Total corpus needed at retirement

Current Savings Growth

₹0

Your ₹₹0 will grow to

Additional Saving Required

₹0

Gap to be filled through investments

Future Monthly Expense

₹0

₹₹50.00K after 0.0% inflation

Retirement Planning Summary

You are currently 30 years old and plan to retire at 60. You have 0 years to build a retirement corpus of ₹0. Your current savings of ₹0 will grow to ₹0. To bridge the gap, you need to save ₹0 per month at 12% annual returns for a peaceful retirement lasting 0 years.